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Standard Credit Reports May Not Reflect Renter Payment History

Universally most landlords don’t want to rent to someone who owes a prior landlord – but this type of debt is rarely on a standard credit report (read more blogs to understand why). Call the current landlord — and prior landlords — this is essential homework that a standard credit report doesn’t really help with.  Prior evictions will be shown, but these take time to work through the courts and records. If someone is not paying their landlord now, they are probably looking to move now, and this will not show on your credit report in collections or evictions yet.  Collections can be hard to uncover due to the time delay, and you have to really know what you’re looking for.  The type of debt being collected is rarely clearly stated.

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